Fast Title Loans Review: Loans for Bad Credit with No Credit Check

A credit check is one of the hurdles that people usually face in the process of getting loans. Every loan-providing company must check the credit report of the applicant before granting the loan. But the difference lies while the company does a soft credit check or a hard credit check. 

A no credit check means a soft credit check in which lenders just overview your report and do not go into a deep search. Because of soft credit check a person who has a little credit score or less than perfect score can get a loan. 

There are a lot of online working platforms that help you to get bad credit loans with no credit check. We have reviewed Fast Title Loans which is an efficient platform for bad credit loans. The given article provides its features, negative and positive aspects. 

What is Fast Title Loans?

Fast Title Loans is an online working credit broker that provides easy access to US lenders. You can seek loan helps with Fast Title Loans to get the best deal on a variety of loans including title loans, short-term loans, and bad credit loans. 

Its extensive network of lenders is trustworthy and efficient working. When you provide information you will have a high chance of getting free quotes from lenders of its team. Additionally, it has provided good customer service and a user-friendly interface to make the loan process convenient and easy for everyone. 

How Does Fast Title Loans Work?

As mentioned earlier Fast Title Loans does not lend you money directly but it will connect you with the lenders according to your financial situation and needs. Following are the steps that describe how it works to provide bad credit loans with no credit check: 

Step 1. Information Submission

The borrower will need to submit some personal and financial information. You can submit your information for bad credit loans online on this site, which is Fast Title Loans.

Note: Provide valid information as your request will be evaluated on the basis of it.  

Step 2. Getting Offers 

The lenders will respond based on the information and you will get a loan offer. Lenders of Fast Title Loans do a soft credit check.  The offer will contain all the necessary details of the loan that you need to read carefully. 

Step 3. Selection Of Lender 

You may get different loan offers from the trusted lenders of Fast Title Loans. Take your time to compare them with regard to interest rate and repayment terms and then choose the lender that suits you best. 

Step 4. Fund Transfer 

After that when everything is done you can expect to get the loan amount in your bank account as soon as on the same or the next business day. The time may vary depending upon the lenders. 

Pros and Cons of Fast Title Loans


  • Secured and reliable platform
  • Easy access to trusted lenders in the US
  • No hidden charges/fee
  • A bad credit score doesn’t matter 
  • A good customer service 


  • It does not lend you money directly
  • Some lenders of its team may take higher interest rate
  • Lenders may take a cut-off time before providing the loan amount 

Types Of Bad Credit Loans By Fast Title Loans

Following are the types of bad credit loans that you can easily get with the help of Fast Title Loans: 

. Payday Loans

Payday loans are short-term loans and usually do not exceed $500. They are taken until the next paycheck comes. But these loans also have high-interest rates so if you get them then make sure that you repay as soon as possible. 

But the advantage of taking a payday loan is that they usually don’t come with a hard credit check so if you do not have a perfect credit score then you can rely on these loans to fill sudden financial needs. 

. Installment Loans 

In installment loans, you can borrow a big sum of money that you need to pay back in small installments in a period that is decided between you and the lender. These loans are helpful for big purchases or for big expenses and you can easily save money at reasonable rates. 

. Personal Loans

There are two types of personal loans, one is secured loans and the other is unsecured loans. In the case of secured loans, you have to provide any asset as collateral. If you do not have a good score then usually the lenders ask for a guarantor or collateral to provide. 

But here you are taking a risk here as you may lose your asset in case of failure. While in the case of unsecured loans there is no need to provide collateral but these are difficult to find with bad credit. 

. Title Loans

These loans are in the category of secured loans where you are securing your loan by providing your vehicle title. As you are providing your car title so usually the lenders don’t do a hard credit check. They are fast and easy to get especially in case of sudden borrowing. 


Can You Get a Bad Credit Loan Without a Credit Check?

The company claims that they don’t do a credit check but actually a soft credit check is done where just an overview is taken and your employment status and the average income are considered to approve your loan request. This is a must to do because the lenders cant take a big risk. 

Can You Use Personal Loans for Debt Consolidation?

Yes, you can use a personal loan for debt consolidation but not all lenders allow this. A personal loan can be a good option to take where you can get rid of your multiple high-interest rate debts and then you can easily pay back one loan. This will save money you will have to pay on interest rates and also paying one loan installment is easy to do and handle. 

How to Identify a Bad Credit Loan Scam?

The scammers will approach you and offers you such deals that are attractive and promising. For instance, most of the time they claim that they do not do any type of credit check or they have a 100% approval rate. These all things are unreal and they will steal your money. 


Getting a bad loan is not a difficult task in the latest digital world. All you need is an efficient online platform like Fast Title Loans. The above review had described its working, pros and cons, and all the necessary information that a person needs to know before using the platform especially to get a bad credit loan. 

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